About SMERA Ratings Limited

SMERA Ratings Limited (formerly SME Rating Agency of India Ltd.) is a joint initiative of Small Industries Development Bank of India (SIDBI), Dun & Bradstreet Information Services India Private Limited (D&B) and leading public and private sector banks in India. SMERA commenced its operations in 2005 as an exclusive credit rating agency for Micro, Small and Medium Enterprises (MSME) sector in the country. Within a span of 8 years, SMERA has assigned ratings to over 32273 MSMEs pan India.

SMERA is registered with the Securities and Exchange Board of India (SEBI) as a Credit Rating Agency (6th in India). More recently, the Company has received accreditation from the Reserve Bank of India (RBI) as an External Credit Assessment Institution (ECAI) under BASEL - II norms for undertaking bank loan ratings. SMERA is also empanelled as an approved rating agency by the National Small Industries Corporation Ltd. (NSIC) under the "Performance & Credit Rating Scheme for Small Industries", approved by the Ministry of Small Scale Industries, Government of India.

Today, SMERA has achieved the reputation of providing comprehensive, transparent and reliable ratings, thus providing comfort and confidence to lenders and investors alike in decision making. SMERA Ratings have gained wide acceptability and are now an integral part of the risk assessment process within the lending and investing community.

SMERA, which has its Registered and Head Office in Mumbai, currently operates from 13 locations spread across the country.