OVERVIEW OF SMERA’s RATING PROCESS
SMERA Rating is a comprehensive assessment of the enterprise, taking into consideration the overall financial performance (profitability and growth ratios, gearing levels, liquidity ratios, etc - size and industry specific) and non-financial performance (management experience and qualifications, certifications, customer and supplier base, constitution, etc.) of the MSME vis-à-vis other peers of similar size in the industry.
The entire Rating process is transparent, reliable, time bound and customer friendly. The Rating process begins with the receipt of rating mandate along with the application form and ends with the dispatch of the Rating report and Rating certificate. The Rating process in brief is enumerated below:
SMERA’s Rating Process